ICICI Direct vs 5paisa: which is cheaper?
5paisa is cheaper for delivery, intraday, futures and options. They cost about the same (within ₹1) for currency futures, currency options, commodity futures and commodity options. On a ₹1 lakh delivery buy and sell, ICICI Direct costs ₹930.48 and 5paisa ₹293.28 including taxes and the DP charge.
Checked 31 Oct 2026. Totals include 18% GST, STT, exchange and SEBI fees, stamp duty and the DP charge on delivery sells.
Who is cheaper, segment by segment
Each trade is one buy order and one sell order at the size shown.
| Segment and trade | ICICI Direct MoneySaver (default) | 5paisa | Cheaper |
|---|---|---|---|
| Equity delivery₹1 lakh buy + sell | ₹930.48 | ₹293.28 | 5paisa by ₹637.20 |
| Equity intraday₹1 lakh buy + sell | ₹103.92 | ₹82.68 | 5paisa by ₹21.24 |
| Equity futures₹10 lakh contract | ₹1,249.95 | ₹612.75 | 5paisa by ₹637.20 |
| Equity options₹10,000 premium, buy + sell | ₹139.35 | ₹70.91 | 5paisa by ₹68.44 |
| Currency futures₹85,000 contract, buy + sell | ₹48.19 | ₹48.19 | About the same |
| Currency options₹1,000 premium | ₹47.94 | ₹47.94 | About the same |
| Commodity futures₹6 lakh contract, buy + sell | ₹150.35 | ₹150.35 | About the same |
| Commodity options₹10,000 premium | ₹62.39 | ₹62.39 | About the same |
ICICI Direct vs 5paisa on your own trade
Enter your own trade size. Totals include brokerage, 18% GST, STT, exchange and SEBI fees, stamp duty and, on delivery sells, the DP charge.
| On this trade | ICICI DirectMoneySaver (default) | 5paisa |
|---|---|---|
| Brokerage | ₹580.00 | ₹40.00 |
| GST on brokerage | ₹104.40 | ₹7.20 |
| STT | ₹200.00 | ₹200.00 |
| Exchange and SEBI fees, with GST | ₹7.48 | ₹7.48 |
| Stamp duty | ₹15.00 | ₹15.00 |
| DP charge on the sell | ₹23.60 | ₹23.60 |
| Total | ₹930.48 | ₹293.28 |
5paisa is ₹637.20 cheaper on this trade.
Small and large trades
Flat-fee plans cost the same at any size; percentage and per-lot plans grow with the trade.
| Trade | ICICI Direct | 5paisa | Cheaper |
|---|---|---|---|
| Equity delivery₹10,000, buy + sell | ₹114.29 | ₹93.05 | 5paisa by ₹21.24 |
| Equity delivery₹5 lakh, buy + sell | ₹4,558.01 | ₹1,183.21 | 5paisa by ₹3,374.80 |
| Equity delivery₹25 lakh, buy + sell | ₹22,695.63 | ₹5,632.83 | 5paisa by ₹17,062.80 |
| Equity intraday₹5 lakh, buy + sell | ₹519.61 | ₹224.61 | 5paisa by ₹295.00 |
| Equity intraday₹25 lakh, buy + sell | ₹2,598.03 | ₹934.23 | 5paisa by ₹1,663.80 |
| Equity futures₹25 lakh contract, buy + sell | ₹3,124.87 | ₹1,461.07 | 5paisa by ₹1,663.80 |
| Equity options₹25,000 premium, 5 lots, buy + sell | ₹637.47 | ₹106.47 | 5paisa by ₹531.00 |
| Equity options₹1 lakh premium, 20 lots, buy + sell | ₹2,549.89 | ₹284.29 | 5paisa by ₹2,265.60 |
Rate cards side by side
| Charge | ICICI Direct MoneySaver (default) | 5paisa |
|---|---|---|
| Equity delivery | 0.29% of trade value | ₹20 per order |
| Equity intraday | 0.029% of trade value | ₹20 per order |
| Equity futures | 0.029% of trade value | ₹20 per order |
| Equity options | ₹49 per lot | ₹20 per order |
| Currency futures | ₹20 per order | ₹20 per order |
| Currency options | ₹20 per order | ₹20 per order |
| Commodity futures | ₹20 per order | ₹20 per order |
| Commodity options | ₹20 per order | ₹20 per order |
| DP charge per sell | ₹23.60 | ₹23.60 |
| Demat AMC | ₹700/yr | Slab-based |
ICICI Direct also offers the iValue add-on plan, which changes some of these numbers. See every ICICI Direct plan.
Check before you choose
ICICI Direct
- If you buy no plan you pay 0.29% on delivery, 0.029% on intraday and futures, and ₹49 per options lot.
- One-time Prime plans bring delivery down to 0.25%–0.07%.
- Call & trade ₹50 per order.
5paisa
- Flat ₹20 on every segment, including delivery.
- Demat AMC free in year one, then depends on holding value and months traded.
- Auto square-off and call & trade: ₹20 extra per order.
Common questions
Which is cheaper, ICICI Direct or 5paisa?
5paisa is cheaper for delivery, intraday, futures and options. They cost about the same (within ₹1) for currency futures, currency options, commodity futures and commodity options. On a ₹1 lakh delivery buy and sell, ICICI Direct costs ₹930.48 and 5paisa ₹293.28 including taxes and the DP charge. Rates checked 31 Oct 2026.
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