Groww vs ICICI Direct: which is cheaper?
Groww is cheaper for delivery, intraday, futures and options. They cost about the same (within ₹1) for commodity futures and commodity options. Only ICICI Direct offers currency futures and currency options. On a ₹1 lakh delivery buy and sell, Groww costs ₹293.28 and ICICI Direct ₹930.48 including taxes and the DP charge.
Checked 31 Oct 2026. Totals include 18% GST, STT, exchange and SEBI fees, stamp duty and the DP charge on delivery sells.
Who is cheaper, segment by segment
Each trade is one buy order and one sell order at the size shown.
| Segment and trade | Groww | ICICI Direct MoneySaver (default) | Cheaper |
|---|---|---|---|
| Equity delivery₹1 lakh buy + sell | ₹293.28 | ₹930.48 | Groww by ₹637.20 |
| Equity intraday₹1 lakh buy + sell | ₹82.68 | ₹103.92 | Groww by ₹21.24 |
| Equity futures₹10 lakh contract | ₹612.75 | ₹1,249.95 | Groww by ₹637.20 |
| Equity options₹10,000 premium, buy + sell | ₹70.91 | ₹139.35 | Groww by ₹68.44 |
| Currency futures₹85,000 contract, buy + sell | Not offered | ₹48.19 | Only ICICI Direct offers it |
| Currency options₹1,000 premium | Not offered | ₹47.94 | Only ICICI Direct offers it |
| Commodity futures₹6 lakh contract, buy + sell | ₹150.35 | ₹150.35 | About the same |
| Commodity options₹10,000 premium | ₹62.39 | ₹62.39 | About the same |
Groww vs ICICI Direct on your own trade
Enter your own trade size. Totals include brokerage, 18% GST, STT, exchange and SEBI fees, stamp duty and, on delivery sells, the DP charge.
| On this trade | Groww | ICICI DirectMoneySaver (default) |
|---|---|---|
| Brokerage | ₹40.00 | ₹580.00 |
| GST on brokerage | ₹7.20 | ₹104.40 |
| STT | ₹200.00 | ₹200.00 |
| Exchange and SEBI fees, with GST | ₹7.48 | ₹7.48 |
| Stamp duty | ₹15.00 | ₹15.00 |
| DP charge on the sell | ₹23.60 | ₹23.60 |
| Total | ₹293.28 | ₹930.48 |
Groww is ₹637.20 cheaper on this trade.
Small and large trades
Flat-fee plans cost the same at any size; percentage and per-lot plans grow with the trade.
| Trade | Groww | ICICI Direct | Cheaper |
|---|---|---|---|
| Equity delivery₹10,000, buy + sell | ₹69.45 | ₹114.29 | Groww by ₹44.84 |
| Equity delivery₹5 lakh, buy + sell | ₹1,183.21 | ₹4,558.01 | Groww by ₹3,374.80 |
| Equity delivery₹25 lakh, buy + sell | ₹5,632.83 | ₹22,695.63 | Groww by ₹17,062.80 |
| Equity intraday₹5 lakh, buy + sell | ₹224.61 | ₹519.61 | Groww by ₹295.00 |
| Equity intraday₹25 lakh, buy + sell | ₹934.23 | ₹2,598.03 | Groww by ₹1,663.80 |
| Equity futures₹25 lakh contract, buy + sell | ₹1,461.07 | ₹3,124.87 | Groww by ₹1,663.80 |
| Equity options₹25,000 premium, 5 lots, buy + sell | ₹106.47 | ₹637.47 | Groww by ₹531.00 |
| Equity options₹1 lakh premium, 20 lots, buy + sell | ₹284.29 | ₹2,549.89 | Groww by ₹2,265.60 |
Rate cards side by side
| Charge | Groww | ICICI Direct MoneySaver (default) |
|---|---|---|
| Equity delivery | ₹20 or 0.1% (whichever is lower) (min ₹5) | 0.29% of trade value |
| Equity intraday | ₹20 or 0.1% (whichever is lower) (min ₹5) | 0.029% of trade value |
| Equity futures | ₹20 per order | 0.029% of trade value |
| Equity options | ₹20 per order | ₹49 per lot |
| Currency futures | Not offered | ₹20 per order |
| Currency options | Not offered | ₹20 per order |
| Commodity futures | ₹20 per order | ₹20 per order |
| Commodity options | ₹20 per order | ₹20 per order |
| DP charge per sell | ₹23.60 | ₹23.60 |
| Demat AMC | ₹0 | ₹700/yr |
ICICI Direct also offers the iValue add-on plan, which changes some of these numbers. See every ICICI Direct plan.
Check before you choose
Groww
- Equity orders paid from UPI Mandate balance cost 1% of order value with no cap. Fund the account first.
- Minimum brokerage ₹5 (or 2.5% if lower) on stock orders.
- Auto square-off ₹50 per open intraday position. No currency derivatives.
ICICI Direct
- If you buy no plan you pay 0.29% on delivery, 0.029% on intraday and futures, and ₹49 per options lot.
- One-time Prime plans bring delivery down to 0.25%–0.07%.
- Call & trade ₹50 per order.
Common questions
Which is cheaper, Groww or ICICI Direct?
Groww is cheaper for delivery, intraday, futures and options. They cost about the same (within ₹1) for commodity futures and commodity options. Only ICICI Direct offers currency futures and currency options. On a ₹1 lakh delivery buy and sell, Groww costs ₹293.28 and ICICI Direct ₹930.48 including taxes and the DP charge. Rates checked 31 Oct 2026.
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